credit repair secrets : You Don't Really Have A Credit Score Right Now

What?? That can't be right! ...so what's up?Most people think that they have a credit score much like they had a high school transcript, that it follows you around. If you do well it improves and if you do poorly it gets worse.In a way this is correct. Certainly your credit score goes up or down based on positive or derogatory information, but you don't have a static score that gets updated.In reality you don't have a credit score UNTIL THE MOMENT THE REPORT IS "PULLED" or requested.Here is how

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